EQUITIES
Verity Global Investments participates in the equities market on a global scale. Assets under management range from ETFS, REITS, Stocks, & Bonds.
Notable equity holdings include but are not limited to:
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SPDR S&P 500 ETF Trust ( SPY ) SPY tracks a market cap-weighted index of US large- and mid-cap stocks selected by the S&P Committee. The listed name for SPY is State Street SPDR S&P 500 ETF Trust.
iShares MSCI All Country Asia ex-Japan ETF ( AAXJ ) AAXJ tracks a market-cap weighted index that holds securities from global markets in Asia, excluding Japan The listed name for AAXJ is iShares MSCI All Country Asia ex Japan ETF.
Vanguard FTSE Pacific ETF ( VPL ) The fund tracks a market-cap-weighted index of securities in the developed markets of the Asia-Pacific region.
Vanguard FTSE Europe ETF ( VGK ) The fund is passively managed to provide exposure to the developed Europe equity space. It holds stocks of any market capitalization.
iShares Latin America 40 ( ILF ) ILF tracks a market-cap-weighted index of 40 of the largest Latin American firms. The listed name for ILF is iShares Latin America 40 ETF.
iShares 0-3 Month Treasury Bond ( SGOV ) SGOV tracks a market-value weighted index of US Treasurys maturing in less than or equal to three months. The listed name for SGOV is iShares 0-3 Month Treasury Bond ETF.
ESSENTIALS ( ETFS )
- Exchange-traded products (ETPs)—including exchange-traded funds (ETFs), exchange-traded notes (ETNs) and some other similar product types—are investment vehicles that are listed on an exchange and can be bought and sold throughout the trading day like a stock.
- ETPs track the performance of underlying assets or benchmarks. While some ETPs can provide cost-effective diversification, others don’t.
- ETFs, the most common type of ETP, are pooled investment opportunities that typically include baskets of stocks, bonds and other assets grouped based on specified fund objectives.
ESSENTIALS ( REITS )
There are three main types of REITs:
- Equity REITs typically own and operate income-producing real estate.
- Mortgage REITs (mREITs) provide financing to real estate owners and operators, either directly in the form of mortgages or other types of real estate loans, or indirectly through investments in mortgage-backed securities.
- Hybrid REITs use investment strategies of both equity REITs and mortgage REITs.
REITs are classified as follows:
- Publicly traded REITs are bought and sold by investors on national securities exchanges, just like individual shares of public company stock, and are regulated by the Securities and Exchange Commission (SEC). As with other publicly traded securities, investors can purchase REIT common stock, preferred stock or debt securities.
- Public non-traded REITs are also regulated by the SEC but are not traded on a national exchange. These REITs typically fall into one of two buckets:
- Net asset value (NAV) REITs, which have become more common, regularly calculate the value of the holdings in their portfolios and offer to sell or redeem shares in the REIT based on the latest NAV per share.
- Other fixed-priced REITs offer shares at a set price. These public non-traded REITs typically appraise their assets far less frequently than NAV REITs (perhaps only once per year) and tend to be less liquid.
- Private REITs are neither regulated by the SEC nor traded on national exchanges and are primarily sold to institutional or accredited investors.
ESSENTIALS ( BONDS )
- Bonds and bond funds can help diversify your portfolio.
- Bond prices fluctuate, although they tend to be less volatile than stocks.
- Some bonds, particularly U.S. Treasury securities, come with relatively lower risks and can help preserve capital and potentially generate income.
- When interest rates rise, bond prices tend to fall, and vice versa.
Bonds are issued by many different entities, from the U.S. government, cities and corporations to international bodies. Some bonds, such as mortgage-backed securities (MBSs), can be issued by financial institutions. Thousands of bonds are issued each year and, even though bonds may share the same issuer, it’s a pretty good bet that each bond is unique. Most bonds are fixed income securities, meaning they provide fixed interest payments until the bond matures and the bond’s principal is returned to the investor.
Generally, a bond that matures in one to three years is referred to as a short-term bond. Medium- or intermediate-term bonds are generally those that mature in four to 10 years, and long-term bonds are those with maturities greater than 10 years. Not all bonds reach maturity. Callable Bonds, which allow the issuer to retire a bond before it matures, are common.
A bond’s coupon—or annual interest—is generally paid out semiannually. The coupon is set at issuance and tied to a bond's face or par value. It’s quoted as a percentage of par. For instance, a bond with a par value of $1,000 and an annual interest rate of 4.5 percent has a coupon rate of 4.5 percent ($45). An investor in a bond with a $45 annual coupon that pays interest semiannually can expect to receive a $22.50 interest payment twice per year.
Debt securities, also known as fixed income securities, are financial instruments that have defined terms between a borrower (the issuer) and a lender (the investor). Bonds, issued by a corporation, government, federal agency or other organization to raise capital, are a common type of debt security in which the borrower agrees to pay interest in exchange for the capital raised.
' BOND Information provided by Finra.org '
Generally, a bond that matures in one to three years is referred to as a short-term bond. Medium- or intermediate-term bonds are generally those that mature in four to 10 years, and long-term bonds are those with maturities greater than 10 years. Not all bonds reach maturity. Callable Bonds, which allow the issuer to retire a bond before it matures, are common.
A bond’s coupon—or annual interest—is generally paid out semiannually. The coupon is set at issuance and tied to a bond's face or par value. It’s quoted as a percentage of par. For instance, a bond with a par value of $1,000 and an annual interest rate of 4.5 percent has a coupon rate of 4.5 percent ($45). An investor in a bond with a $45 annual coupon that pays interest semiannually can expect to receive a $22.50 interest payment twice per year.
Debt securities, also known as fixed income securities, are financial instruments that have defined terms between a borrower (the issuer) and a lender (the investor). Bonds, issued by a corporation, government, federal agency or other organization to raise capital, are a common type of debt security in which the borrower agrees to pay interest in exchange for the capital raised.
